Dividends Plus Checking
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Keep all of your money and earn even more of it with the help of a free, high-dividend Dividends Plus Checking account. Rather than charge you pesky monthly service fees, we flip the script and pay you — really high dividends.
But that's not all. Use any ATM like it's your ATM — around the corner or across the country. FAA FCU will refund your ATM fees, nationwide*.
- 1.25% APY* on balances up to $10,000
- 1.25% to 0.02% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- ATM fee refunds nationwide (up to $25 monthly)*
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free FAA FCU debit card
- $25 minimum deposit to open
Earning Rewards Is Easy
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Have at least 1 automatic payment (ACH) auto debit or bill pay post and settle
It's as simple as that. If you don't qualify, don't worry. Your account is still free and still earns our base dividend rate. You can always get back to earning rewards the next cycle.
Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by FAA Federal Credit Union as ATM or PIN-based/signature based transactions and purchases made with non-FAA Federal Credit Union issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 1.25%; and balances over $10,000 earn 0.02% interest rate on the portion of balance over $10,000, resulting in a range from 1.50% to 0.02% APY depending on the account's balance and (2) you will receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.00 or higher.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded.
Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 05/01/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly Direct Deposit and ACH debit or Bill Pay, enrollment in online banking, receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a FAA Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.