Personal Loans

Personal Loans in Houston, Memphis & Tupelo

When you find yourself in need of a little extra cash, who better to turn to for a personal loan than your local credit union you know and trust? Whether you could use a little money for a family vacation, auto repairs, back-to-school expenses, whatever — we're here with a budget-friendly, customized financing solution for you.

As a not-for-profit credit union all earnings go back into the institution to help secure better loan rates and other perks for our members. So you can rest assured that all financing terms are created in your favor.

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  • Competitively low rates for a wide range of personal needs:*
  • Family vacation
  • Back-to-school expenses
  • Car repairs
  • Holiday shopping
  • And more!
  • Budget-friendly terms customized to your unique needs*
  • Easy repayment options; payroll deduction and automated payment (from checking or savings) available
  • No prepayment penalties
  • Skip-A-Payment available; skip up to 2 non-consecutive loan payments a year per loan ($30 processing fee per payment skipped)
  • Quick and easy online application to expedite the process
  • Local decision-making and processing
  • Attentive, customized service from a lender who understands your unique needs

*Financing rates and terms based upon credit worthiness, age of collateral, and amount financed.

**Skip-A-Payment extends the repayment terms. Not all loans will qualify for Skip-A-Payment. Subject to limitations based on credit worthiness.