Personal Lines of Credit

Personal Lines of Credit

The thing about expenses…they tend to come up, and then come up again. A personal line of credit from FAA FCU provides a convenient solution for expenses that seem to pop up pretty regularly or just every now and then.

Once your credit line is established, it can be used for a wide range of personal needs without the need to continuously reapply. We offer competitive rates and budget-friendly repayment terms on credit lines up to $10,000. Talk to us about opening a line of credit today.

View Rates

  • Competitively low rates for a wide range ongoing or seasonal needs:*
  • Education expenses
  • Major life events
  • Major home improvements
  • Medical expenses
  • Emergency reserve
  • And much more!
  • Maximum credit line available up to $10,000
  • Budget-friendly repayment terms*
  • Funds available anytime without reapplying; apply once, then use as needed thereafter
  • Funds conveniently available via AMI, our 24-hour Automated Money Information Phone System, online, or written requests to FAA FCU
  • Revolving credit – available balance replenishes as you make payments
  • Easy repayment options; payroll deduction and automated payment (from checking or savings) available
  • Skip-A-Payment available; skip up to 2 non-consecutive loan payments a year per loan ($30 processing fee per payment skipped)**
  • Can also be used as overdraft protection from your checking account
  • Quick and easy online application to expedite the process
  • Local decision-making and processing
  • Attentive, customized service from a lender who understands your unique needs

*Financing rates and terms based upon credit worthiness, age of collateral, and amount financed. All lines of credit subject to periodic review to determine credit advances.

**Skip-A-Payment extends the repayment terms. Not all loans will qualify for Skip-A-Payment. Subject to limitations based on credit worthiness.