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Why pay pesky checking account fees? Instead, free up your cash and then some with a free Cashback Checking account. We pay you 3% cash back when you use your debit card to make purchases*!
Get even more money back in your pocket in the form of ATM fee refunds — whether you're in Memphis or Minneapolis, we reimburse your ATM fees nationwide*. KCashback Checking keeps the cash flowing in, not the other way around.
- 3% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on purchases up to $250 monthly
- Earn up to $7.50 cash back per month
- ATM fee refunds nationwide (up to $25 monthly)*
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking
- Free eStatements
- Free FAA FCU debit card
- $25 minimum deposit to open
Earning Rewards Is Easy
To earn your rewards, simply do the following activities and transactions in your Cashback Checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
- Have at least 1 automatic payment (ACH) auto debit or bill pay post and settle
It's as simple as that. If you don't qualify, don't worry. Your account is still free, and you can always get back to earning rewards the next cycle.
Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by FAA Federal Credit Union as ATM or PIN-based/signature based transactions and purchases made with non-FAA Federal Credit Union issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.00 or higher.
When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly ACH debit or Bill Pay and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a FAA Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.