|
Loans
|
Rate
|
APR*
|
CALCULATOR
|
|
New, Used or Classic Auto (60 Months) Promotional Rate ♦
|
2.75
|
2.75
|
|
|
2011 or Newer Auto (72 Months) Promotional Rate ♦
|
3.75
|
3.75
|
|
|
New, Used or Classic Auto - Promotional Variable Rate ♦
|
2.25
|
2.25
|
|
|
New or Used Toys: RV's, Aircraft, Boats, Motorcycles, Tractors, Riding Lawnmowers (60 Months) Promotional Rate ♦
|
4.50
|
4.50
|
|
|
New or Used Toys RV's, Aircraft, Boats, Motorcycles, Tractors, Riding Lawnmowers Promotional Variable Rate ♦
|
3.75
|
3.75
|
|
|
2011 and Newer Auto
(36 Months)
|
3.75
|
3.75
|
|
|
2011 and Newer Auto
(48 Months)
|
4.25
|
4.25
|
|
|
2011 and Newer Auto
(60 Months)
|
4.75
|
4.75
|
|
|
2011 and Newer Auto
(72 Months)
|
5.25
|
5.25
|
|
|
2011 and Newer Auto - Variable Rate
|
3.75
|
3.75
|
|
|
2002 - 2010 Used Auto
|
4.75
|
4.75
|
|
|
2002 - 2010 Used Auto - Variable Rate
|
3.75
|
3.75
|
|
|
2011 and Newer Toys: RV's, Aircraft, Boats, Motorcycles, Tractors, Riding Lawnmowers
|
5.75
|
5.75
|
|
|
2011 and Newer Toys - Variable Rate: RV's, Aircraft, Boats, Motorcycles, Tractors, Riding Lawnmowers
|
4.75
|
4.75
|
|
|
2002 - 2010 Used Toys: RV's, Aircraft, Boats, Motorcycles, Tractors, Riding Lawnmowers
|
5.75
|
5.75
|
|
|
2002 - 2010 Used Toys - Variable Rate: RV's, Aircraft, Boats, Motorcycles, Tractors, Riding Lawnmowers
|
4.75
|
4.75
|
|
|
Classic Auto
|
4.75
|
4.75
|
|
|
Classic Auto - Variable Rate
|
3.75
|
3.75
|
|
|
Lot Loan - Fixed Rate
|
4.00
|
4.00
|
|
|
Personal Loan - Variable Rate
|
8.25
|
8.25
|
|
|
Line of Credit - Variable Rate
|
8.75
|
8.75
|
|
|
Home Equity Line of Credit 0-80% LTV (TN and MS residents only) - Variable Rate
|
3.50
|
3.50
|
|
|
Home Equity Line of Credit 81-90% LTV (TN and MS residents only) - Variable Rate
|
4.00
|
4.00
|
|
|
Home Equity Line of Credit 91-100% LTV (TN and MS residents only) - Variable Rate
|
5.50
|
5.50
|
|
|
Texas Home Equity (up to 60 months, TX residents only) - Fixed Rate
|
3.50
|
3.50
|
|
|
Texas Home Equity (61-120 months, TX residents only) - Fixed Rate
|
3.50
|
3.50
|
|
|
Texas Home Equity (121-180 months, TX residents only) - Fixed Rate
|
3.75
|
3.75
|
|
|
Texas Home Equity (181-240 months, TX residents only) - Fixed Rate
|
4.25
|
4.25
|
|
|
|
8.75 - 17.75
|
8.75 - 17.75
|
|
|
* Indicates Annual Percentage Rate. All loan rates shown are "as low as", indicate an "A" rate, and are based on automatic payroll deduction. Term restrictions may apply. Variable rates are subject to change according to the terms of the agreement. The maximum annual percentage rate for all variable rate loans is 18%. These rates are subject to change without notice. Contact a loan officer for more details on each of the loans.
♦ Promotional Rates only apply to new money loans, No refinancing of existing loans with FAAFCU and are for a limited time only
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|
Savings
|
Dividend Rate
|
APY*
|
|
Regular Savings - Effective November 1, 2011
|
0.05
|
0.05
|
|
High Interest Checking - Effective November 1, 2011
|
0.20
|
0.20
|
|
Money Market Savings - Effective November 1, 2011
|
0.15
|
0.15
|
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Holiday Club - Effective January 1, 2012
|
0.30
|
0.30
|
|
IRA Share Account - All types - November 1, 2011
|
0.40
|
0.40
|
|
*Indicates Annual Percentage Yield. Unless otherwise stated, rates are current as of the current date. These are variable rates and the rates may change after an account is opened. There is no minimum balance required to earn dividends. There is a $5.00 deposit required to open a savings account. There is a $2500.00 deposit required to open a Money Market Savings account. There is a $5000.00 deposit required to open a High Interest Checking account. Fees may reduce the earnings on a High Interest Checking account if the balance ever falls below $5000.00.
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|
Certificates
|
Dividend Rate
|
APY*
|
Term
|
|
(in days)
|
|
3 Month (min. $500)
|
0.20
|
0.20
|
91
|
|
3 Month (min. $50,000)
|
0.30
|
0.30
|
91
|
|
6 Month (min. $500)
|
0.30
|
0.30
|
183
|
|
6 Month (min. $50,000)
|
0.40
|
0.40
|
183
|
|
12 Month (min. $500)
|
0.54
|
0.55
|
365
|
|
12 Month (min. $50,000)
|
0.64
|
0.65
|
365
|
|
18 Month (min. $500)
|
0.59
|
0.60
|
548
|
|
18 Month (min. $50,000)
|
0.69
|
0.70
|
548
|
|
24 Month (min. $500)
|
0.79
|
0.80
|
730
|
|
24 Month (min. $50,000)
|
0.89
|
0.90
|
730
|
|
30 Month (min. $500)
|
0.89
|
0.90
|
913
|
|
30 Month (min. $50,000)
|
0.99
|
1.00
|
913
|
|
36 Month (min. $500)
|
1.14
|
1.15
|
1095
|
|
36 Month (min. $50,000)
|
1.24
|
1.25
|
1095
|
|
48 Month (min. $500)
|
1.49
|
1.50
|
1460
|
|
48 Month (min. $50,000)
|
1.58
|
1.60
|
1460
|
|
60 Month (min. $500)
|
1.83
|
1.85
|
1825
|
|
60 Month (min. $50,000)
|
1.93
|
1.95
|
1825
|
|
*Indicates Annual Percentage Yield. Unless otherwise stated, rates are current as of the current date. All certificates are subject to penalties for early withdrawal.
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