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An FAA FCU Visa card is the only one you'll need. You'll save time and money with our cards:
- Low Annual Percentage Rate: Our Platinum, Platinum Rewards, Secured, and Collegiate cards have a much lower annual percentage rate than most banks.
- No Annual Fee
- 25 Day Grace Period on Purchases: When you pay your balance in full by the due date, you pay no interest on purchases. However, cash advance and balance transfers do start accruing interest on the date they are posted.
- e-Statements: An email will be sent directly to you every month to notify you when your statement is ready.
- Automatic VISA Payments: You can choose your payment option (from savings or checking), choose the minimum payment, set amount each month, or pay the balance in full.
- Online Access: You can pay your credit card bill, order replacement cards, order a PIN (personal identification number), update your address and order statement copies.
- ATM Access: Use your credit card at any ATM displaying the VISA logo to obtain cash 24-hours a day at no cost to you. (Must use your PIN).
- Affordable Credit Life and Disability Insurance: Unemployment and disability insurance coverage in the event of death.
- Free Travel Accident Insurance: The Accidental Death or Dismemberment policy provides coverage to our card holders or dependents for common carrier tickets purchased with a FAA Federal Credit Union VISA Credit Card ($500,000 for Platinum).
- Warranty Manager Service: Doubles the manufacturer's warranty on all purchases made with the VISA card.
- Auto Rental Insurance: Worldwide coverage on auto collision or theft if you follow the proper guidelines for renting a car.
- Travel Assistance Services: Emergency assistance with medical, ticket, and luggage problems.
- Secured Visa: Re-establish your credit with the Secured Visa. You set your own credit limit by the amount you pledge in your savings account. Earn interest on the amount you pledge while you rebuild your credit.
- Collegiate Visa: College students can establish their credit with the Collegiate Visa. With a $300 limit you know that you won't get into financial trouble.
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FAA FCU Visa Options
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Platinum
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Collegiate
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Secured
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Rewards
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Annual Percentage Rate for Purchases, Cash Advances, and Balance Transfers
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9.75% - 17.75%
variable
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17.75%
fixed
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17.75%
fixed
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11.75%- 16.75%
variable
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Grace Period for Purchases
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25 Days
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25 Days
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25 Days
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25 days
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Annual Fee
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NONE
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NONE
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NONE
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NONE
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Minimum Payment Due
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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Method of Computing the Balance for Purchases
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Additional Fees
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Late Payment
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Up to $25.00
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Up to $15.00
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Up to $25.00
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Up to $25.00
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Cash Advance Fee
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NONE
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NONE
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NONE
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3% of each advance; $10 minimum
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Balance Transfer Fee
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NONE
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NONE
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NONE
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3% of each transfer; $10 minimum
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Foreign Purchase Fee
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NONE
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NONE
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NONE
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2%
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Returned Payment Fee
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Up to $20.00
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Up to $20.00
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Up to $20.00
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Up to $25.00
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Lost Card Fee
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$10.00
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$10.00
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$10.00
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$10.00
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Copy of Statement
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$5.00
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$5.00
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$5.00
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$5.00
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Download and complete your Visa Credit Card Application and bring it with you when you visit any branch.
Click Here to Download the Application.
 FAA Federal Credit Union is pleased to announce that Verified by VISA is here! Click here to learn more or enroll!
"Verified by Visa is the new "free and easy" way to enjoy added security for all your online Visa card purchases. Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site. With Verified by Visa, you can be assured that using your Visa card on the Web is just as safe as using it at a local merchant around the corner!"
Once enrolled in Verified by Visa, you will be presented a password pop-up every time a transaction with a Verified by Visa participating merchant is initiated. The purchase will be completed successfully only after the password has been entered correctly. If you enter an incorrect password, a Failed Verification screen will be presented and you will be prompted to call the designated toll free number for assistance.
To learn more or to enroll now, click on the picture or link above! Otherwise, enroll when you make your first Verified by Visa online purchase! Please note that by clicking this link you are leaving the credit union's web site. The alternate site is not operated by the credit union. The credit union is not responsible for the content, nor do we represent the the third party or you if the two of you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union.
Additional Member Forms Available for Download:
For balances, payment information, or to report a lost/stolen card:
call (800) 654-7728 twenty-four hours a day seven days a week.
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