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An FAA FCU Visa card is the only one you'll need. You'll save time and money with our cards:
- Low, Variable Annual Percentage Rate - Our VISA Classic, Gold, and Platinum cards have a much lower annual percentage rate than most banks.
- No Annual Fee, Cash Advance Fee or Convenience Check Transfer Fee
- 25 Day Grace Period on Purchases - When you pay your balance in full by the due date, you pay no interest on purchases. However, cash advance and convenience check transfers do start accruing interest on the date they are posted.
- Automatic VISA Payments: Save time and trouble when you have your VISA payment automatically deducted from your Share or Checking Account.
- ATM Access - Use your credit card at any ATM displaying the VISA logo to obtain cash 24-hours a day at no cost to you (Use your PIN).
- Free Travel Accident Insurance - The Accidental Death or Dismemberment policy provides coverage to our card holders or dependents for common carrier tickets purchased with a FAA Federal Credit Union VISA Credit Card ($200,000 for Classic; $500,000 for Gold; $500,000 for Platinum).
- VISA Warranty Manager Service - Doubles the manufacturer's warranty on all purchases made with the VISA card.
- Warranty registration - No cost, extended warranty protection. Extended service agreements available.
- Auto Rental Insurance : Worldwide coverage on auto collision or theft if you follow the proper guidelines for renting a car.
- Travel Assistance Services : Emergency assistance with medical, ticket, and luggage problems.
- Secured Visa : Re-establish your credit with the Secured Visa. You set your own credit limit by the amount you pledge in your savings account. Earn interest on the amount you pledge while you rebuild your credit.
- Collegiate Visa : College students can establish their credit with the Collegiate Visa. With a $300 limit you know that you won't get into financial trouble.
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CREDIT TERMS
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.....
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VISA Classic
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VISA Gold
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VISA Platinum
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Collegiate
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Secured
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Annual Percentage Rate for Purchases, Cash Advances, and Convenience Check Transfers
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Prime + 7.24
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Prime + 4.00
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9.75
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Prime + 7.24
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Prime + 7.24
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Grace Period for Purchases
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25 Days
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25 Days
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25 Days
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25 Days
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25 Days
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Annual Fee, Cash Advance Fee, Convenience Check Fee
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NONE
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NONE
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NONE
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NONE
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NONE
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Minimum Payment Due
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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1.75% of balance no less than $25.00 monthly
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Method of Computing the Balance for Purchases
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Average Daily Balance
(Including New Purchases)
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Additional Fees
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Over the Credit Limit
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$15.00
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$15.00
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$20.00
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$15.00
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$15.00
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Late Payment
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$25.00
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$25.00
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$25.00
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$25.00
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$25.00
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Insufficient Funds Fee
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$20.00
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$20.00
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$20.00
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$20.00
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$20.00
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Lost Card Fee
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$10.00
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$10.00
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$10.00
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$10.00
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$10.00
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Copy of Statement
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$5.00
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$5.00
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$5.00
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$5.00
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$5.00
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 FAA Federal Credit Union is pleased to announce that Verified by VISA is here!
"Verified by Visa is the new "free and easy" way to enjoy added security for all your online Visa card purchases. Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site. With Verified by Visa, you can be assured that using your Visa card on the Web is just as safe as using it at a local merchant around the corner!"
Once enrolled in Verified by Visa, you will be presented a password pop-up every time a transaction with a Verified by Visa participating merchant is initiated. The purchase will be completed successfully only after the password has been entered correctly. If you enter an incorrect password, a Failed Verification screen will be presented and you will be prompted to call the designated toll free number for assistance.
To learn more or to enroll now, click on the picture! Otherwise, enroll when you make your first Verified by Visa online purchase! Please note that by clicking this link you are leaving the credit union's web site. The alternate site is not operated by the credit union. The credit union is not responsible for the content, nor do we represent the the third party or you if the two of you enter into a transaction. Privacy and security policies may differ from those practiced by the credit union.
For balances, payment information, or to report a lost/stolen card call (800) 654-7728 twenty-four hours per day seven days a week.
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