Fee Schedule

Service Charges Effective 02/12/2018

Debit Card Transactions
Insufficient Funds$32.50
VISA PIN ReplacementFree
VISA Card Replacement$12
Reopen Debit Card Account$25
FAAst Draw Courtesy Pay Fees
Each item that draws your account negative$32.50
Checking Fees
Insufficient Check (NSF)$32.50
Stop Payment Request$32.50
Range Stop Payment$32.50
Check Copy - Mailed or Faxed$5
Check Copy - OnlineFree
Copy of Corporate Share Draft$5
Checks Drawn on old clearing house Chase Manhattan Bank$25
High Dividend Checking Account Fees
Monthly minimum balance fee if the balance drops below $5,000 any day of the month $10
Temporary Checks (10)$5
Personal ChecksPrices vary per catalog choice
Miscellaneous Fees
Insufficient Check/Funds$32.50
Statement Copy (per page)$2
Return check, your account at another bank$32.50
Return check from another party drawn on another bank$15
Inactive share account - 2 years (per month excluding under 18 years of age)$10
Missing/Bad Address 2 statement cycle$10
Reopen Primary Share Account$20
Account History (per page)$2
Account ResearchUp to $150/hour
Account Balancing Assistance (1 Hour max. per day)$25
New Funds Collection Fee (dealer/business corporate check)$20
Official Checks$3
Visa Gift Card$5
Wire Transfer (Outgoing)$25
Wire/Cable Transfer (overseas)$50
Holiday Club (per withdrawal prior to Oct 1 - Dec 31)$10
Check Cashing Fee (per check) - Drawn on another financial institution and members with an aggregate balance of less than $100$5
Federal Express/Overnight Delivery (letter size only)Cost per FedEx
Skip - A - Payment$30
Loan Processing Fee$25
Safe Deposit Box Rental
Lost key$20
Drill Box (cost per locksmith) Min. cost plus Replacement Key Fee$250