FAA FCU is the best place to get a loan! Before you go somewhere else for your financing needs, check with FAA FCU first! Look at some of the great things we offer:

• Buy used vehicles at our "NEW" Rate! 2011 and newer models qualify as new.
• Easy Repayment. You’ll have greater peace of mind knowing that your payment is made on time every month with Payroll Deduction, or through an automated payment from a FAA FCU Savings or Checking Account. Payroll and Automatic Deductions save you time, postage and worry!
• Credit Life and Disability Insurance. Credit Life Insurance pays the remaining loan balance should the insured borrower die. Credit Disability Insurance makes the required payment should the primary borrower become disabled, or sick and unable to work.
• Skip-A-Payment - You can skip up to 2 non-consecutive loan payments a year per loan.  You choose the month and you choose the loan.  There is a processing fee of $30.00 per payment skipped. Mortgages and home equity loans are excluded from this program.** 
• Gap Insurance – Keeps you from being caught “upside-down” on a secured loan if something happens to your vehicle.
• No prepayment penalties.
• No processing fees.
• Convenient Options: In person (hours and locations), by mail, loan by phone (24 hours a day: 1-800-261-7609), or by completing an online request.
• Up to105% financing available on New Vehicles.*
• Up to 110% financing of NADA clean value on Used Vehicles.*
• Terms up to 72 months for new vehicles, and up to 60 months for used vehicles.*

 *Financing rates and terms based upon credit worthiness, age of collateral, and amount financed.

**Skip-A-Payment extends the repayment terms. Not all loans will qualify for Skip-A-Payment.

New and Used Toys

RV's, Aircraft, Boats, Motorcycles, ATV's, Tractors and Riding Lawnmowers.

• Buy used toys at our "NEW" Rate! 2011 and newer models qualify as new toys*

• Up to 105% financing available on New Toys*

• Up to 105% financing of NADA value on Used Toys* (see Loan Officer for details)

• Terms on new RVs up to 144 months*

• Terms on other Toys up to 120 months*

*Financing rates and terms based upon credit worthiness, age of collateral, and amount financed. 

Home Equity Line of Credit

Our Home Equity Line of Credit (for Tennessee and Mississippi residents) is revolving and replenishing as you make payments and its terms and withdrawal options are flexible. Home Equity Lines of Credit are available for up to 100% of your home’s value less existing mortgages and your interest may be tax-deductible.   Consult your tax advisor for details.

Our Home Equity Closed End Loan (for Texas residents) allows you to borrow up to 80% of your home's value, and your interest may be tax deductible.

Mortgage Loans

To apply for a first mortgage, please call 800.261.7609 (Available 24-hours a day).

Line of Credit

This Line of Credit may also be used as Overdraft Protection from your Checking Account, so you won’t have to worry about having enough funds available in your account. 

Personal Loan

What's on Your Credit Report?

It is important to check your credit report on a regular basis.  This link offers credit reports from Experian for a fee.  Please note that by clicking on this link you are leaving the credit union's web site. The alternate site is not operated by the credit union.  The credit union is not responsible for the content, nor do we represent the third party or you if the two of you enter into a transaction.  Privacy and security policies may differ from those practiced by the credit union.

Denied Credit?

If you have ever been denied credit by us, you can get a copy of your credit report free of charge from Experian by calling (800) 397-3742

Click here to search for certified used cars online with Enterprise Car Sales.